Sale Leaseback Agreement I Have A Loan W/a Lender, I Thought It Was A Personal Loan, They Say It Was A Lease Agreement.?

I have a loan w/a lender, I thought it was a personal loan, they say it was a lease agreement.? - sale leaseback agreement

I had all the properties in time and now that I owe you a final payment. But it was not a purchase agreement under which a "sale and leaseback" rather than the purchase price. (for example, has never sold well to them - and it was me) borrowed money, (such as personal Laon), but ""???, written lease, but who am I to Lease - himself? Help please?